Khane Pe Bahar Kam Kharch Karne Ke Tarike
Aaj ke time me bahar khana sirf habit nahi, balki lifestyle ban chuka hai.
Office ke baad quick snack, weekend pe family dinner, doston ke saath café hopping — sab normal lagta hai.
Problem tab shuru hoti hai jab hume realize hota hai ki
mahine ke end me bahar khane par hi 4–5 hazaar ya usse zyada kharch ho chuka hota hai, aur pata bhi nahi chalta.
Middle class families ke liye bahar khana ek silent budget killer hai.
Is article me hum detail me samjhenge ki khane pe bahar kam kharch kaise karein bina apni lifestyle ko zero kiye, aur kaise smart habits se monthly savings badha sakte hain.
Bahar Khane Ka Kharch Budget Ko Itna Affect Kyun Karta Hai
Bahar khane ka kharch isliye dangerous hota hai kyunki:
- Ye small-small amounts me hota hai
- Iska koi fixed budget nahi hota
- Mostly impulsive decision hota hai
- Digital payment ke wajah se pain feel nahi hota
Example:
₹150 chai + snacks
₹250 lunch
₹300 dinner
Aise daily kharch milke ₹6,000–₹8,000 per month pahunch jaate hain — bina realize kiye.
Pehla Step: Ye Samjho Ki Tum Kitna Bahar Khana Actually Afford Kar Sakte Ho
Sabse pehle honest calculation karo.
Rule of thumb:
👉 Monthly income ka 5–8% se zyada bahar khane pe kharch nahi hona chahiye.
Example:
- Income ₹25,000 → Bahar khana max ₹1,500–₹2,000
- Income ₹40,000 → Max ₹2,500–₹3,000
Is limit se zyada kharch matlab:
- Savings cut
- Emergency fund disturb
- Guilt + stress
Monthly Eating-Out Budget Alag Se Decide Karo
Sabse badi galti ye hoti hai ki bahar khana miscellaneous expenses me chala jata hai.
Isko alag category banao:
- “Eating Out / Outside Food”
Fix amount decide karo:
- ₹1,500 ya ₹2,000 ya ₹3,000 (income ke hisaab se)
Rule simple:
👉 Budget khatam = next month tak no eating out
Is clarity se spending 30–40% automatically kam ho jaati hai.
Ghar Ka Khana Boring Isliye Lagta Hai Kyunki Planning Nahi Hoti
Zyada tar log bahar isliye khate hain kyunki:
“ghar ka khana roz same lagta hai”.
Solution:
👉 Weekly meal planning
Simple hacks:
- Ek din special homemade dish
- Weekend pe family recipe
- Leftover ko creatively reuse
- Simple snacks ghar pe ready rakho
Jab ghar ka khana interesting hota hai, bahar ka temptation kam ho jaata hai.
Office Aur Bahar Ke Snacks Ka Smart Control
Office ke breaks me:
- Chai + samosa
- Coffee + biscuit
- Evening snacks
Ye chhote kharch daily ₹50–₹100 ban jaate hain.
Solution:
- Ghar se fruits / roasted chana
- Thermos me chai
- Simple homemade snacks
- Dry fruits in small box
Ye change monthly ₹1,000+ save kara deta hai.
Weekend Dining Ke Liye Rule Banao
Weekend pe log sabse zyada overspend karte hain.
Smart rule:
- Month me sirf 1 ya 2 outside meals allowed
- Us din enjoy karo without guilt
- Baaki weekends ghar pe cooking + movie night
Isse:
- Budget bhi safe
- Lifestyle bhi boring nahi
Online Food Delivery Sabse Bada Paisa Chupke Se Khane Wala Factor Hai
Food delivery apps ka biggest problem:
- Convenience
- Discounts ka illusion
- Late-night cravings
Control karne ke tareeke:
- App notifications off
- Minimum order value yaad rakho
- Delivery charge + taxes calculate karo
- Weekdays delivery avoid
Better option:
👉 Same dish ghar pe bana lo — 50% cost me.
Cash System Use Karo For Eating Out
Digital payment se kharch feel nahi hota.
Best method:
- Monthly eating-out cash alag rakho
- Sirf wahi cash use karo
- Cash khatam = no more eating out
Cash system se control naturally aa jata hai.
Family Ke Saath Rule Set Karna Zaroori Hai
Agar family ke saath rehte ho, to rule sabke liye same hona chahiye.
Discuss karo:
- Kitne din bahar khana allowed
- Kaunse occasions pe allowed
- Monthly limit kitni
Jab rule clear hota hai, fights kam hote hain aur budget stable rehta hai.
Bahar Khana Completely Band Karna Galat Hai
Ek common mistake:
“Ab se bahar bilkul nahi khayenge”.
Ye practical nahi hai.
Better approach:
- Planned eating out
- Budgeted enjoyment
- Conscious choices
Life ka maza bhi zaroori hai, bas control ke saath.
Simple Comparison: Bahar Khana vs Ghar Ka Khana
- Bahar ek meal: ₹250–₹300
- Ghar ka ek meal: ₹60–₹80
Agar sirf 10 meals bhi ghar shift karo:
👉 Monthly saving = ₹1,500–₹2,000
Saale bhar me:
👉 ₹18,000–₹24,000 straight saving
Psychological Tricks Jo Bahar Khane Ka Kharch Kam Karte Hain
- Bhookh me order mat karo
- Menu dekh ke pehle price check
- Water pehle piyo, phir order
- Full stomach pe grocery shopping avoid
- Social pressure me order na karo
Spending control zyada mind game hota hai.
Common Mistakes Log Karte Hain
- Small kharch ignore karna
- “Kabhi-kabhi chalta hai” mentality
- Delivery charges ignore karna
- Monthly review na karna
- Budget ko seriously na lena
Ye mistakes dheere-dheere savings kha jaati hain.
FAQs
Q1. Kya bahar khana completely avoid karna chahiye?
Nahi, bas budget ke andar rakho.
Q2. Kitna kharch reasonable hai?
Income ka 5–8% safe hota hai.
Q3. Online food delivery kaise control karein?
Notifications off + fixed monthly limit.
Q4. Family ke saath kaise manage karein?
Clear rules aur mutual agreement se.
Q5. Ghar ka khana boring lage to kya karein?
Meal planning + variety add karo.
Also Read :-
- Weekly Meal Planning Se Budget Aur Food Waste Kaise Kam Karein
- Subscription Services Cancel Karke Paisa Kaise Bachaye
Conclusion
Bahar khana buri cheez nahi hai,
lekin bina control ke bahar khana financial progress ka dushman ban jaata hai.
Agar tum:
- Monthly limit set karo
- Ghar ka khana interesting banao
- Delivery apps control karo
- Cash system use karo
- Family ke saath rules clear rakho
Toh bina lifestyle sacrifice kiye,
mahine ke ₹2,000–₹3,000 easily save ho sakte hain.
